Life Settlement Expert to Unlock Financial Assets
Life Settlement Expert to Unlock Financial
Assets for Clients through Life Settlement Process
Company offers thorough education and ROI analysis for
clients on the benefits of keeping vs. selling their life insurance policy
Life Settlement Expert, a professional life settlement firm that has secured
millions of dollars for its clients through the life settlement process, is
proactively educating its clients and the CPA community about the opportunity to
unlock the hidden assets that may exist in current life insurance contracts.
In the midst of billion‐dollar bailouts and an escalating national debt,
Americans are being hit hard financially. With this in mind, Life Settlement
Expert has taken a transparent and proactive approach to ensure that its clients
understand and develop a broad perspective of all of the options that they may
not realize exist regarding their life insurance contracts – including the life
settlement option.
A life settlement is a financial transaction in which a policy owner possessing
an unneeded or unwanted life insurance policy sells the policy to a third party
(institutional funder) for more than the cash surrender value offered by the
life insurance company. According to Conning Research and Consulting, Inc., more
than $12 billion in U.S. life insurance face values was processed through life
settlements in 2007, representing the most significant industry growth since
2005. Further, the research firm predicts this increase will continue to
fuel its expectations for market growth through 2010.
Now more than ever, Americans are seeking new ways to navigate this financial
crisis we are in. Many individuals who currently own life insurance contracts
aren’t aware that a life settlement can generate substantial impact and achieve
financial freedom by transforming an un‐realized asset into immediate capital.
Our clients have used their settlement funds for a variety of reasons – to
eliminate debt, start new investments, purchase replacement insurance that is
more relevant to their current needs and even help family members who may be
suffering financially and need the capital now.
Leveraging a proprietary analysis tool, Life Settlement Expert provides policy
owners with a 360‐degree view of their unique options, outlining the economic
benefits, tax ramifications and estate planning rationales for selling,
maintaining, replacing or purchasing additional insurance for their estate or
business planning needs.
If a life settlement is chosen by a client as the best option once the policy
appraisal and in‐depth analysis is complete, Life Settlement Expert works with
nearly 30 of the most credible, reliable and qualified institutional funders to
secure the highest offer possible. Unlike many of its competitors, Life
Settlement Expert is proactive in disclosing the gross and net offers to every
client to ensure absolute transparency throughout the entire life settlement
process.
In addition to working directly with clients, Life Settlement Expert also takes
an industry leadership role by hosting regular educational webinars for CPAs and
financial planning professionals. Each webinar provides attendees with valuable
information, topics and trends regarding the life settlement industry and how it
may be a viable option for their own clients.
“Our clients appreciate knowing the true economic value of their life insurance
and welcome Life Settlement Expert appraisal process – the result is real added
value,” said P. W., CPA in Orange County, California and Life Settlement Expert
CPA partner.
