Life Settlement Information   A life settlement is a financial transaction in which a policy owner possessing an unwanted or unnecessary life insurance policy sells the policy to a third party for more than the cash surrender value (cash value offered by the life insurance company). The purchaser becomes the new beneficiary of the policy at maturation and is responsible for all following premium payments.			Quick Links Life Settlement FAQ's    Life Settlement Updated Information    Life Settlement Glossary   Life Settlement News    Life Settlement Resources   Life Settlement
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A life settlement allows you to convert your life insurance policy into cash. In a typical scenario, a bank or financial institution will purchase the policy, become the owner and beneficiary, and take over the premium payments. You are released from any obligations and are free to use your life settlement money for anything you like. Many people find that as they reach retirement age, pay off their mortgage or see their children through college, their life insurance has served its primary purpose, and is no longer useful. At this point, the expensive premiums are being directed toward an investment that is under-performing. Freeing up the money and eliminating the premiums using a life settlement creates greater financial freedom and new options for you and your family. Learn more about life settlements.
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