Insured/Family

Enhance Your Life Today

Your life insurance policy may be sold for 10-60% of the current coverage (face) amount in a life insurance settlement. You can use the money to enhance your life today.

Many of our clients are finding their GRAT period is coming to an end, their estate has been reduced and their life insurance has served its primary purpose. It effectively becomes a “dormant asset”. At this point appraising the policy could establish significant value freeing up money which could create greater financial freedom and would give you and your family new options such as gifting now to children and grandchildren without gift tax.

Life Settlement Expert specializes in providing clients with a thorough analysis and evaluation of options regarding existing life insurance policy (or policies). The proprietary analysis tool that Life Settlement Expert offers its clients provides policy owners with a 360-degree view of their options, outlining the economic benefits, tax ramifications and estate planning rationales for selling, maintaining, replacing or purchasing additional insurance for their estate or business planning needs.

One of unique offerings of Life Settlement Expert is to carefully review and evaluate the merits of keeping vs. selling a policy. This analysis will provide the policy owner with the ROI they can anticipate if they keep their policy vs. sell the policy. This is a key differentiator that sets us apart from other settlement firms. This important tool assures clients that when they do decide to begin the life settlement process, it is truly the most suitable option for their particular situation.

WORKING WITH LIFE SETTLEMENT EXPERT

  • Life Settlement Expert proactively discloses the gross and net offers to every client, to ensure absolute transparency throughout the process.
  • Life Settlement Expert offers a present value analysis of  insurance contracts, so that every client can make an objective financial decision regarding their policy.
  • Life Settlement Expert works directly with many of the top existing institutional funders to get secure maximum value for policies
  • Life Settlement Expert has the combined industry expertise of more than 30 years
  • Life Settlement Expert has placed millions of dollars in Life Settlement transactions and has facilitated millions of dollars in life insurance settlement transactions annually
  • The Life Settlement process is as easy as completing the life settlement application and submitting it to Life Settlement Expert to allow us to go to market to get the highest offers.
  • With Settlement Masters, you have a team of insurance professionals that will maximize your policy’s value