The 11th U.S. Circuit Court of Appeals has ruled in favor of the Florida Office of Insurance Regulation in connection with litigation with a life settlement firm.

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Life Settlement Expert: News, Appraisals, Information, Research, Advice – Everything Life Settlements

This article answers this question: A recent survey found that what percentage of seniors is unaware of the option to sell unwanted life policies as a life settlement?

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long term care: News, Appraisals, Information, Research, Advice – Everything Life Settlements

This article answers the question: If my broker uses “straight through processing” for the policies I submit for life settlement offers, how does that impact the outcome for my clients?

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Life Settlement Expert: News, Appraisals, Information, Research, Advice – Everything Life Settlements

The Life Insurance Settlement Association is asking regulators and life insurers to do more to stamp out stranger-originated annuity transactions.

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Life Settlement Expert: News, Appraisals, Information, Research, Advice – Everything Life Settlements

If you’re afraid of this Financial Crisis, Seniors over age 70, look to your estate plan for help

Most seniors’ assets have been pummeled in the financial markets, losing as much as 40% of their hard earned retirement. The stock market and related Real Estate investments under the current situation are not easily liquidated without suffering enormous losses. The most authoritative advisors are uncertain with regard to when the market will begin to stabilize. This brings concern as to how many will survive this “Perfect Storm”. If you are over 70, you may find a financial “life raft” in your estate plan. Seniors over 70 are finding the Large Life Insurance Policies they purchased to pay estate taxes can be sold at a considerable profit. A Newport Beach builder found 1.5 million in his term policy that was about to expire. It is imperative for all of us to keep our business and family safe, valuing all your assets in today’s values will help you make the plans necessary to weather this perfect storm. Life insurance that was purchased for the future death of the insured could now be the “life raft” for many. Institutional Trusts set up with money from pension funds are buying policies at prices way above their cash surrender value. Appraising your policies now could make up some or all of the losses you have suffered in this market.